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  • feedwordpress 21:29:44 on 2020/04/06 Permalink
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    The Old Normal Wasn’t So Great. Let’s Ask Better Questions. 


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    Why would we want to go back to a time that in fact wasn’t good for most of the population? We seem to be suffering from nostalgia for something that didn’t exist because uncertainty is so darned uncomfortable.

    The scary truth

    Not even $400 dollars in 2018…

    Almost 40% of American adults wouldn’t be able to cover a $400 emergency with cash, savings or a credit-card charge that they could quickly pay off, a Federal Reserve survey finds.

    About 27% of those surveyed would need to borrow the money or sell something to come up with the $400 and an additional 12% would not be able to cover it at all, according to the Federal Reserve’s 2018 report on the economic well-being of U.S. households… [Source: 40% of Americans don’t have $400 in the bank for emergency expenses: Federal Reserve.]

    Unfortunately, the “good times” weren’t that good for half of us.

    If people weren’t able to build up a nest egg during a boom, maybe this boom didn’t match its PR.

    This statistic was the first thing I thought of as we started shutting down public venues, restaurants, bars, etc. to slow the spread of the COVID-19 virus.

    So, the $1,200 stimulus check in mid-April will be helpful, but it’s roughly equivalent to putting a Band-Aid on a head wound.

    The small business owners, artists, and makers

    I started receiving calls from panicked solo consultants almost immediately. Many had businesses that were already struggling and had no financial reserves.

    There were multiple friends who had spent all of their money on their recent cancer treatment.

    And then there were the contract employees who had been working, but who had experienced gaps of time in between their contracts for marketing product launches or managing ERP projects, and therefore had very little in reserve, and were staring at companies putting all future projects on hold for some undefined period of time.

    My artist and musician friends were in a truly terrible spot because most of them never made more than a subsistence living. My heart truly hurt for them.

    The current state

    These are unprecedented times.

    U.S. daily output has dipped by about 29% compared with the first week of March, according to data from Moody’s Analytics. The economic-analysis firm analyzed every U.S. county to see how coronavirus-linked closures have impacted output — eight in 10 U.S. counties are under lockdown orders, or nearly 96% of national output. For comparison, annual output fell 26% during the Great Depression (1929 to 1933), per Commerce Department data. Moody’s chief economist does not believe the 29% drop will be sustained, and some anticipate output to pick up again this summer or fall. [Source: Monica Fike, Editor at LinkedIn and this article in The Wall Street Journal.]

    Hoping things will just go back to “normal” isn’t helpful.

    We need to ask new and better questions, because while the long-term effects of this shutdown will be devastating, there will also be opportunity.

    The real way we were

    In truth, the way we were was disengaged. I kind of giggled at Gallup’s positioning this as good news, when in fact it’s dismal:

    34% of U.S. workers are engaged, tying highest in Gallup’s history
    “Actively disengaged” percentage is down to 13%, a new low
    [Source Employee Engagement on the Rise in the U.S.
    ]

    What does this mean? It means that almost half of employees give their engagement on the job a rating of “meh.” (This is my term.)

    Only one-third of workers are engaged! Let that sink in for a while.

    The way we were was stressed and exhausted with skyrocketing rates of anxiety and depression. (I have the soul-crushing statistics about this on my Working and Well™ service page.)

    And don’t even get me started on the issue of healthcare and being able to afford it as a solo professional or gig worker. This is truly our national disgrace.

    The better questions

    We’ve all been put in an extended global timeout. Everyone has different challenges and will cope with it differently.

    Overall, I think we would be well served to ask ourselves what we want to take forward with us – and what we want to leave behind.

    • How do we want to work?
    • How much do we want to work?
    • How much flexibility do we want and need?
    • How do we address this healthcare issue so nobody is left without coverage?
    • How do we support our artists, musicians, and makers?
    • How do we nurture our own creativity?
    • How do we achieve some sort of livable blend of work, life, and family?
    • Do we want to go back to overworking and undersleeping?
    • Do we want to rejoin the cult of crazy busy?
    • Do we still believe that entrepreneurship is good and corporate is evil? (Or vice versa?)
    • Is a service economy viable over the long term?
    • Is our culture of consumerism viable – or desirable?

    These are just a few questions that immediately jump to mind.

    I have lots of questions and very few answers at this point. And maybe that is the blessing of this time.

    Let’s decide what type of world we want to create. We have the opportunity to build something new by asking better questions.

    The post The Old Normal Wasn’t So Great. Let’s Ask Better Questions. appeared first on Point A to Point B Transitions.

     
  • feedwordpress 17:53:44 on 2020/02/05 Permalink
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    Catherine Morgan on the Beer, Beats, & Business Podcast 


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    When David J.P. Fisher (aka D. Fish) asked me if I wanted to be on his Beer, Beats, & Business podcast, I couldn’t say yes fast enough.

    Few things are more fun than recording a conversation with a respected colleague and friend.

    We covered a lot of ground, starting with my weird niche of helping entrepreneurs transition to corporate jobs they love, and why I feel like people might throw fruit at me when I say that.

    I was able to get long-time entrepreneur D. Fish to drool a little when I painted the picture of predictable income, paid time off, cash flow and accounting issues being someone else’s problem, and being able to actually disconnect from your business. *sigh*

    We also talked about why there is no right way to work, and that many professionals will be alternating between freelancing, consulting, employment, and owning their own business.

    We chatted about some gluten-free beers (Glutenberg) that are delicious, and my favorite Chicago world music band, Guitarra Azul.

    You should definitely check out this podcast. It was a super-fun and fast-paced conversation. Talking Careers & Chicago World Music w/ Catherine Morgan

    The post Catherine Morgan on the Beer, Beats, & Business Podcast appeared first on Point A to Point B Transitions.

     
  • feedwordpress 17:53:44 on 2020/02/05 Permalink
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    Catherine Morgan on the Beer, Beats, & Business Podcast 


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    When David J.P. Fisher (aka D. Fish) asked me if I wanted to be on his Beer, Beats, & Business podcast, I couldn’t say yes fast enough.

    Few things are more fun than recording a conversation with a respected colleague and friend.

    We covered a lot of ground, starting with my weird niche of helping entrepreneurs transition to corporate jobs they love, and why I feel like people might throw fruit at me when I say that.

    I was able to get long-time entrepreneur D. Fish to drool a little when I painted the picture of predictable income, paid time off, cash flow and accounting issues being someone else’s problem, and being able to actually disconnect from your business. *sigh*

    We also talked about why there is no right way to work, and that many professionals will be alternating between freelancing, consulting, employment, and owning their own business.

    We chatted about some gluten-free beers (Glutenberg) that are delicious, and my favorite Chicago world music band, Guitarra Azul.

    You should definitely check out this podcast. It was a super-fun and fast-paced conversation. Talking Careers & Chicago World Music w/ Catherine Morgan

    The post Catherine Morgan on the Beer, Beats, & Business Podcast appeared first on Point A to Point B Transitions.

     
  • feedwordpress 23:48:29 on 2020/01/23 Permalink
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    We Need to Talk About Aging and Working 


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    This is the face of a woman in her late 50s. I can’t wrap my head around the fact that I am eligible to live in an “active adult” or senior community. What?

    I have no interest in slowing down in any aspect of my life! In fact, I am actively building my skills and my business, fully embracing being a lifelong learner.

    The women in my family tend to live a really long time with relatively few health issues. I am looking at 30+ years of contributing and serving, most likely.

    My grandmother sold real estate into her late 80s. She said it kept her young, and out of doctors’ offices. She had all her marbles when she passed at 94.

    We need to talk about aging and working. There is a lot of nonsense out there. I have no intention of retiring now or ever. I love what I do and working with my amazing clients.

    And what the heck would I do for 30+ years if I wasn’t working and learning and growing?

    We need to talk about aging and working.

    The post We Need to Talk About Aging and Working appeared first on Point A to Point B Transitions.

     
  • feedwordpress 23:37:06 on 2020/01/01 Permalink
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    My Best Posts From Carol Roth’s Blog 


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    This post was originally published on CarolRoth.com. It’s my farewell post as editor in chief after eight years. 

    So Long, and Thanks for All the Fish

    The title of this post just made any Douglas Adams fans smile. It’s a line from The Hitchhiker’s Guide to the Galaxy. It seemed appropriate because today is my last day as editor-in-chief of Business Unplugged™.

    It’s been eight years and I felt the blog needed some new guidance and energy. You’ll be in good hands with your next editor. I’ll let her introduce herself next year.

    I have learned so much working with Carol and interacting with all of you. I am grateful to have had access to this bigger platform, which definitely helped me build my brand and credibility.

    Also, I was able to have some snarky fun on Carol’s blog, and publish some content that was out of brand for me, at least initially.

    As I look back, there were two types of posts that seemed to resonate most with you. The first type was when I talked about really sticky topics, or as I put it to Carol, when I threw myself under the bus. (She laughed.)

    The second type was the super-helpful yet in-your-face tone of content that Carol, I, and guest contributors have published.

    At the end of my time here, which happens to coincide with the end of a decade, I thought I would share some of my favorite – and some of your favorite – posts I’ve written over the years:

    Top snarky posts

    Didn’t Get the Gig? Maybe It’s ‘Cause Ur Illiterate (Sometimes a girl’s got to vent. Don’t judge. You’ve done it, too.)

    Please Don’t Ask to Pick My Brain (I give a lot of my time away for free, but please don’t ask me to meet you for coffee for an hour of free consulting.)

    Best business advice

    Anatomy of a Proposal (I send this to someone a few times a month. It’s the most helpful thing I’ve ever published.)

    To Find Your Ideal Clients Keep Focusing the Lens (I walk you through the process of identifying ideal clients.)

    Magic Wand for Entrepreneurs  (I am feeling pretty smug about publishing this YEARS ago now that Marie Forleo is a NYT bestselling author with Everything Is Figureoutable.)

    Change One Word and Feel Better Immediately (This changed everything for me personally, and people keep quoting it, unfortunately without attributing it to me.)

    Is Your Business a Good Fit for You? (Sometimes you could be building a business that you would actually hate working in.)

    Most vulnerable (and popular)

    Compare and Despair: Entrepreneurs and Depression (I lost my mind when we lost Anthony Bourdain and Kate Spade. I started The Depression Discussions™ to take this conversation out into the open.)

    Depression and the Small Business Owner (My personal dark night of the soul. The outpouring of gratitude for talking about this and support for me personally was overwhelming.)

    Thank you to all of you who have read, shared, and commented over the years.

    The post My Best Posts From Carol Roth’s Blog appeared first on Point A to Point B Transitions.

     
  • feedwordpress 16:57:08 on 2019/12/10 Permalink
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    Catherine Morgan and Carol Roth on Small Business Trends for 2020 


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    Catherine Morgan and Carol Roth share their predictions for how small business owners can set themselves up for success in 2020.

    The post Catherine Morgan and Carol Roth on Small Business Trends for 2020 appeared first on Point A to Point B Transitions.

     
  • feedwordpress 15:36:55 on 2019/05/07 Permalink
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    Morgan Moment: Remembering Your Roots 


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    The post Morgan Moment: Remembering Your Roots appeared first on Point A to Point B Transitions.

     
  • feedwordpress 15:36:55 on 2019/05/07 Permalink
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    Morgan Moment: Remembering Your Roots 


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    The post Morgan Moment: Remembering Your Roots appeared first on Point A to Point B Transitions.

     
  • feedwordpress 20:26:06 on 2019/04/17 Permalink
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    Morgan Moment: Raising the Bar for Yourself 


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    The post Morgan Moment: Raising the Bar for Yourself appeared first on Point A to Point B Transitions.

     
  • feedwordpress 11:00:17 on 2019/03/27 Permalink
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    Morgan Moment: The Stickiness of Putting Yourself Out There 


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    The post Morgan Moment: The Stickiness of Putting Yourself Out There appeared first on Point A to Point B Transitions.

     
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